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Get a New Phone and Plan: What You Need to Know

Get a New Phone and Plan: What You Need to Know

Apr 02, 2025 2 min read

Learn how to select the right phone and mobile plan to fit your needs, whether you're upgrading or getting a new device.

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Get a New Phone and Plan: What You Need to Know

Why Get a New Phone and Plan?

Getting a new phone and plan together can be a smart decision, especially if you're looking to upgrade your device while also finding a plan that offers better coverage, more data, or additional perks. Bundling the two often makes the purchase process simpler, and it can help you find cost-effective solutions. Whether you're a first-time buyer, upgrading an old phone, or looking for a family plan, there are plenty of options.

How to Choose the Right Phone for You

When selecting a new phone, there are several factors to consider, including budget, brand preferences, operating system (iOS or Android), and specific features such as camera quality, screen size, and battery life. Here are a few tips for choosing the best phone:

  1. Budget: Phones come in a wide range of prices. Determine your budget before exploring options. For instance, flagship models from Apple and Samsung may cost $1,000 or more, while mid-range options from brands like Google, OnePlus, or Motorola may cost between $400 to $700.
  2. Operating System: Decide whether you prefer iOS (iPhone) or Android. Both operating systems offer a wide range of apps and features, but they cater to different preferences.
  3. Camera and Display: If you like taking photos or watching videos, choose a phone with a high-quality camera and a display that suits your needs. Some phones are specifically designed for excellent photography, such as the iPhone 15 Pro or Google Pixel 8.
  4. Battery Life: Look at battery performance, especially if you use your phone for streaming, gaming, or working on the go. Many phones offer fast-charging and extended battery life features.
  5. Future Proofing: Consider a phone that supports 5G and other technologies that may become essential in the future.

How to Choose the Right Plan

Selecting a new mobile plan depends on your usage, budget, and preferences. There are various types of plans available:

  • Prepaid vs. Postpaid: Prepaid plans are more flexible, with no contracts or credit checks, while postpaid plans typically require you to sign a contract and may offer more features, such as family plans or access to premium services.
  • Data Plans: If you stream music or videos often or use your phone for work, you'll want a plan with ample data. Some plans offer unlimited data, while others come with a set amount. Keep in mind that plans with unlimited data may have "de-prioritized" data after reaching a certain threshold.
  • Family Plans: Many carriers offer family plans, which allow you to add multiple lines to one plan. This can be a great way to save money if you have family members or friends who also need a new phone and plan.
  • International Coverage: If you travel often, consider a plan that includes international roaming or low-cost international calls.

Best Phone and Plan Combinations

Many carriers offer deals that bundle new phones with affordable mobile plans. Some popular combinations include:

  1. Apple iPhone 15 with Unlimited Data Plan: Offers the latest iPhone with a comprehensive data plan that includes 5G speeds, unlimited data, and access to streaming services.
  2. Samsung Galaxy S24 with Family Plan: If you're looking for a top-tier Android phone, the Samsung Galaxy S24 combined with a family plan could be a perfect fit. Many carriers offer discounts for family lines and perks such as shared data or free phone upgrades.
  3. Google Pixel 8 with 5G Plan: The Pixel 8 offers excellent cameras and software, and pairing it with a 5G plan can give you fast speeds and reliability.
  4. Motorola Moto G Power with Prepaid Plan: A more affordable option for users who want a phone with great battery life but don't need the latest flagship features. Pairing it with a prepaid plan saves you money and provides flexibility.

Financing Options

If you’re not able to pay for your new phone upfront, many providers offer financing options. These plans allow you to pay for your phone over a set period, typically 24 or 36 months. Some carriers also offer "buy one, get one free" deals, where you can get a second phone at no additional cost when you add a new line to your plan.

In addition, some carriers allow you to trade in your old phone for credit toward your new device. This is a great way to reduce the cost of upgrading.

Common Questions About Getting a New Phone and Plan

1. Can I get a new phone with my current plan?
Many providers allow you to upgrade your phone while keeping your existing plan. However, you may be required to renew your contract or pay off any remaining balance on your device.

2. How do I transfer my data to my new phone?
Most modern smartphones offer simple methods for transferring data, such as using cloud backups (iCloud or Google Drive) or transferring via Bluetooth or USB. You can also use a specific app designed for your phone brand, like Apple’s "Move to iOS" or Samsung’s Smart Switch.

3. Will I pay more for a phone with a plan?
It depends on the carrier and the plan you choose. Some providers offer phones at a subsidized rate when you sign up for a long-term contract, while others may charge full price for the device, allowing you to choose a more flexible plan.

4. Should I buy a phone outright or through a plan?
If you prefer flexibility, paying for your phone outright can be a good option. However, if you're looking for lower upfront costs, getting a phone through a mobile plan can help spread the cost over time, often with added benefits like discounts on accessories or services.

Example Price Table for Phones and Plans

Phone ModelPlan TypePrice (Phone)Price (Plan)Total Monthly PaymentAdditional Notes
iPhone 15Unlimited Data$799$75/month$129/month (with 24-month financing)Includes 5G and Apple TV+
Samsung Galaxy S24Family Plan$849$60/month$139/month (with 24-month financing)Free second line for 12 months
Google Pixel 85G Plan$699$50/month$99/month (with 36-month financing)Includes Google One storage
Motorola Moto G PowerPrepaid Plan$199$40/month$40/month (no contract)3GB of data with unlimited talk/text
OnePlus 11Unlimited Data$749$65/month$119/month (with 24-month financing)Free Netflix subscription

Conclusion

Whether you're looking for a flagship model, a budget-friendly option, or a phone that suits your specific needs, bundling a phone with a new plan can be an excellent way to get the best deal. Consider your data usage, whether you need international coverage, and your budget when choosing both your device and plan. Financing options and trade-ins can make upgrading even easier, and with so many plans and phones available, you're sure to find the perfect combination for your needs.

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